If you’re self-employed or submit a Self Assessment tax return, you may be asked for your SA302 and Tax Year Overview especially when applying for a mortgage or loan.
Here’s how to get both documents from HMRC:
What is an SA302 (Tax Calculations)?
The SA302 is a summary of your tax calculation, based on the figures you submitted in your Self Assessment return. It shows:
- Your total income
- Taxable profits
- Tax paid or due
What is a Tax Year Overview?
The Tax Year Overview is a separate document that confirms:
- The total tax you’ve paid
- Any outstanding amounts or overpayments
- The dates your payments were received by HMRC
How to Download Them Online:
1. SA302s (Tax Calculations)
- Scroll down and Log In
- Select ‘Self Assessment’
- Follow the link ‘Get SA302 Tax Calculation for tax year 20xx to 20xx’
- Click ‘View your Calculation’
- Scroll to the bottom of the page
- Click ‘View and print your calculation’
- Select ‘Save as PDF‘
2. Tax Overview
- Log into the HMRC online account
- Scroll down and Log In
- Select ‘Self Assessment’
- Follow the link ‘View Self Assessment return for tax year 20xx to 20xx’
- Select the appropriate tax year you require from the drop down box
- Click ‘Go’
- Scroll down and click ‘Print your tax year overview’
- Select ‘Save as PDF‘
If You Use Commercial Accounting Software:
If you use software like Xero, QuickBooks, or FreeAgent, you may be able to view your tax summary or draft SA302-style reports, but these are not accepted by all lenders.
Important: You still need to log into your HMRC online account to download the official:
- SA302 Tax Calculation, and
- Tax Year Overview
These documents are generated by HMRC, and lenders often require them both to verify income and confirm tax has been paid.
Can I Request It by Phone?
Call HMRC on 0300 200 3310 to request paper copies by post. Allow several days for delivery.
Lenders Usually Ask For:
- SA302 for the last 2–3 years
- Matching Tax Year Overviews
So always download both for each year required!
These help lenders verify your income and confirm that your tax has been paid.
Tip: Always save your SA302 and Tax Year Overview after filing especially if you’re planning to apply for credit.
Final Thought
Need help navigating Self Assessment or understanding your SA302? Get in touch with a qualified accountant. they can guide you through the process and ensure everything’s submitted correctly.